The answer

Protect people and stop further damage where safely possible, document the date and conditions, photograph affected areas without unsafe roof access, review the policy and deductible, contact the insurer through verified channels, preserve contractor and claim communication, and keep invoices, permits, warranties, and before-and-after evidence.

Calgary-specific context

Calgary buyers, insurers, appraisers, and future contractors may need to understand whether hail-related roof or exterior work was inspected, claimed, repaired, permitted where required, and documented.

What to do next

Open the hail-season guide, create a claim and repair log, and avoid signing unclear or high-pressure repair agreements before scope, insurance, credentials, and payment terms are understood.

Related guides

homeowner guideCalgary Hail Season Homeowner GuidePrepare roof, siding, windows, drainage, vehicles, insurance records, contractor questions, photographs, claims evidence, and repair documentation before and after a Calgary hail event.homeowner guideHail Damage and Roof Age CalgaryCalgary-specific roof, hail, insurance, inspection, and sale-prep risk page.homeowner guideCalgary Home Records and Resale BinderOrganize permits, invoices, warranties, insurance claims, inspection reports, maintenance photos, utility records, RPR and title items, condo records, and renovation evidence before refinancing, renting, or selling.Interactive toolCalgary Home Maintenance and Capital Reserve PlannerTurn Calgary home age, roof and mechanical timing, drainage, exterior exposure, plumbing, electrical, condo responsibility, and documentation gaps into an immediate, 12-month, and longer-term ownership plan.

Verify before relying

Official sources for this topic

These sources explain the rules and records relevant to this topic. Check the current requirements for your property.

City of Calgary climate-ready homesOfficial Calgary guidance for hail, high wind, heavy rain, flooding, heat, wildfire smoke, drought, and winter-storm resilience.City of Calgary flood mapsOfficial Calgary flood-map, flood-elevation, development-rule, and groundwater-context pathway.City of Calgary hail guidanceOfficial Calgary hail preparation, damage, repair, permit, and contractor pathway.Alberta insurance consumer informationAlberta Superintendent of Insurance consumer resources, company information, complaints, and property-insurance pathways.Insurance Bureau of Canada hail guidanceConsumer guidance for hail coverage questions, claim stages, damage documentation, and insurer conversations.Alberta condominium informationOfficial condominium law, document, insurance, bylaw, reserve-fund, and ownership information.

Check the current information at the linked source. Ask the appropriate professional how it applies to your property.

Important

Real estate rules, market conditions, property records, taxes, financing terms, bylaws, and physical conditions can change. Verify time-sensitive and property-specific facts with current official sources and the appropriate qualified professional before acting.