CALGARY TWO-HOME COMPARISON FIELD WORKSHEET Reviewed: 2026-07-19 Use this worksheet to compare two actual homes before a second showing or offer. It is general education, not a valuation, inspection, appraisal, insurance, financing, legal, tax, condo-document, engineering, environmental, or resale guarantee. Verify property-specific facts with current sources and qualified professionals. DECISION CONTEXT Household must-haves: __________________________________________ Recurring needs: _______________________________________________ Acceptable tradeoffs: __________________________________________ Deal-breakers / no-offer rules: _________________________________ Expected ownership horizon: ____________________________________ Payment ceiling: ______________ Cash reserve floor: ___________ Primary priority: cost / routine / condition / resale / balanced Second-showing or offer deadline: _______________________________ [ ] Must-haves and deal-breakers were written before scoring finishes. [ ] Payment ceiling and reserve floor are independent of lender maximum. [ ] At least one credible backup property or area remains visible. [ ] The score will organize evidence rather than replace due diligence. TOPIC EVIDENCE HOME A: _________________________________________________________ Purchase price: ____________ Monthly ownership: _______________ Immediate work/setup: ______ Reserve after closing: ___________ Property type/community: _______________________________________ Commute and routine result: ____________________________________ Block/lot/unit position: _______________________________________ Layout and functional fit: _____________________________________ Condition and major systems: ___________________________________ Documents and intended use: ____________________________________ Insurance/financing friction: __________________________________ Likely future buyers: __________________________________________ Active substitutes: ____________________________________________ Evidence still missing: ________________________________________ HOME B: _________________________________________________________ Purchase price: ____________ Monthly ownership: _______________ Immediate work/setup: ______ Reserve after closing: ___________ Property type/community: _______________________________________ Commute and routine result: ____________________________________ Block/lot/unit position: _______________________________________ Layout and functional fit: _____________________________________ Condition and major systems: ___________________________________ Documents and intended use: ____________________________________ Insurance/financing friction: __________________________________ Likely future buyers: __________________________________________ Active substitutes: ____________________________________________ Evidence still missing: ________________________________________ [ ] Both monthly estimates include tax, insurance, utilities, fees, parking, commute, and maintenance assumptions. [ ] Immediate work is separate from optional renovation. [ ] Commute and routine were tested at realistic times. [ ] The block, lot, alley, unit orientation, parking, noise, privacy, drainage, and winter access were observed. [ ] Room dimensions, circulation, storage, stairs, laundry, basement, and furniture fit were tested. [ ] Finish quality is separated from structure, exterior, drainage, plumbing, electrical, mechanical, sewer, and permit evidence. [ ] Applicable title, RPR, permit, suite, condo, parking, storage, tenancy, disclosure, and warranty records are identified. [ ] The likely future buyer and closest substitutes are written for both homes. CALGARY VERIFICATION CONTROL Current active substitutes and source date: _____________________ Listing and sale-history source/limitations: ____________________ Property-tax evidence: _________________________________________ Insurance and financing evidence: ______________________________ Roof/hail, grading/moisture, plumbing/electrical evidence: ______ Title/RPR/permit/suite or condo evidence: _______________________ Commute/transit/school/parking evidence: ________________________ Road/rail/aircraft/flood/redevelopment evidence: _______________ [ ] Citywide benchmark, assessed value, or list price was not used as the property valuation. [ ] Seller and listing claims are marked separately from independently verified facts. [ ] Every source-sensitive conclusion has a source, review date, and appropriate owner. [ ] Personal address, access, schedule, and financial details remain private. EVIDENCE LOG HOME | ITEM | SOURCE/DATE | CONFIRMED OR ASSUMED | OWNER | DECISION EFFECT ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ ____ | ____ | ___________ | ____________________ | _____ | _______________ RED / AMBER / GREEN DECISION BOARD GREEN - shortlist or offer-ready evidence [ ] Monthly ownership is comfortable and leaves the reserve floor intact. [ ] Commute, routine, and micro-location are tested and acceptable. [ ] Layout clears recurring needs and material condition risk has a plan. [ ] Documents and intended use have a viable review path. [ ] Future buyer depth and current substitutes support the tradeoff. AMBER - targeted second showing or evidence work [ ] A cost, commute, micro-location, measurement, system, document, or resale assumption could change the leader. [ ] The missing evidence has an owner and delivery time. [ ] A focused second showing can resolve the uncertainty. [ ] The offer timeline still allows a bounded price and condition plan. RED - no-offer rule or pause [ ] Monthly ownership is stretched or immediate work consumes the reserve. [ ] A recurring routine or layout need fails. [ ] Material condition, insurance, financing, title, permit, condo, tenancy, or intended-use risk is unresolved. [ ] The comparison relies mainly on photos, staging, or seller claims. [ ] Scarcity or a deadline is replacing the written ceiling or deal-breaker. SECOND-SHOWING PLAN Home A weakest evidence: _______________________________________ Home B weakest evidence: _______________________________________ Time-of-day field tests: _______________________________________ Measurements and furniture checks: _____________________________ Exterior, drainage, parking, noise, and access checks: __________ Systems, renovations, inclusions, and document questions: ______ Specialist or estimate follow-up: ______________________________ [ ] The second showing has a written question list. [ ] Every unavailable area or unanswered question is recorded. [ ] Observations are separated from diagnoses and valuations. [ ] The comparison will be rerun before changing the offer ceiling. NEXT-STEP BRIEF Current leader: __________________ Score gap: __________________ Why the leader wins: ___________________________________________ Why the other home still matters: ______________________________ Monthly-cost difference: ________ Immediate-cash difference: __ Three evidence gaps: ___________________________________________ Likely next buyer for leader: __________________________________ Closest active substitute: _____________________________________ Offer ceiling and conditions if ready: _________________________ No-offer trigger: ______________________________________________ Backup property or area: _______________________________________ Decision: second showing / more evidence / offer review / no offer Reason in one sentence: ________________________________________