PRIVATE CALGARY SEPARATION AND DIVORCE HOME EVIDENCE BOARD CalgaryRealEstateTips.ca working worksheet Last reviewed: July 19, 2026 PURPOSE Use a safe private device and approved secure channels; immediate danger emergency services family-violence safety and support contacts; confidential phone email mailing device and professional-contact rules; relationship married adult-interdependent or other status and qualified legal review; separation and process dates; every registered and beneficial owner spouse partner borrower guarantor occupant child pet and affected person; current Alberta title legal description ownership tenancy mortgages HELOCs caveats and registered interests; dower family-property adult-interdependence trust beneficial-ownership and spouse-consent questions; complete agreements applications orders exclusive-possession protection restraining caveat service response expiry and court dates; occupation keys codes belongings contents access repairs maintenance mail privacy cameras devices accounts and safe-entry protocol; lender and secured-credit statements balances payment rate term renewal arrears fees penalty payout joint-borrower disclosure and complaint contacts; mortgage tax insurance utilities condo HOA maintenance repair and protective-payment ledger with payer date source purpose and claimed treatment; property condition rooms contents damage RPR compliance permits renovations suite tenancy condo insurance claims invoices warranties disclosure and neutral evidence; lawyer-confirmed family-law valuation date and interest; current Calgary low-central-high sale and refinance value; appraisal comparable active-substitute assessment and assumption records; current mortgage payout secured claims adjustments commission tax legal discharge RPR condo repairs moving storage contingency and low-base-high usable net; buyout value formula debt contribution payment occupation credit repair cost tax timing and possession questions; refinance income credit debts appraisal terms rate penalty cash title transfer lawyer funding and documented outgoing-borrower release; written listing representation preparation repair access communication price-change offer acceptance condition amendment possession and signature authority; safe showing protocol neutral communication occupants children pets belongings photography valuables medication keys alarms cancellations professionals and incident log; offer comparison deposit financing appraisal conditions sale dependency inspection repair inclusion possession tenancy amendment and backup; children school childcare care work transportation pet support affordability rental purchase qualification temporary housing deposits movers utilities keys and two-housing fallback; ownership relationship separation occupancy other-home rental mixed-use Canadian-residency principal-residence transfer FHSA registered-plan change-of-use and sale-reporting tax questions; accepted agreement condition disclosure lawyer title dower payout tax adjustment holdback disputed direction trust proceeds possession key and post-closing records; mediation Family Resolution Hub court process legal relief and no-self-help boundaries; safety-first pause temporary occupation funded protection buyout after lender approval controlled sale revised timing legal application and no-commitment fallbacks; task owner source date due date status consequence and strict privacy boundary. Use this worksheet to collect property-specific evidence and make the next decision visible. It is an educational planning aid, not legal, tax, lending, appraisal, engineering, inspection, insurance, condo-document, or other professional advice. DECISION CONTEXT Name(s): ________________________________________________ Property / community / search area: _______________________ Property type: ___________________________________________ Budget, price, or value range: _____________________________ Decision to make: _________________________________________ Deadline and reason: ______________________________________ Primary goal: _____________________________________________ What would make me pause or walk away? ____________________ TOPIC EVIDENCE [ ] Use a safe private device and approved secure channels: ________________________________________________ [ ] Immediate danger emergency services family-violence safety and support contacts: ________________________________________________ [ ] Confidential phone email mailing device and professional-contact rules: ________________________________________________ [ ] Relationship married adult-interdependent or other status and qualified legal review: ________________________________________________ [ ] Separation and process dates: ________________________________________________ [ ] Every registered and beneficial owner spouse partner borrower guarantor occupant child pet and affected person: ________________________________________________ [ ] Current Alberta title legal description ownership tenancy mortgages HELOCs caveats and registered interests: ________________________________________________ [ ] Dower family-property adult-interdependence trust beneficial-ownership and spouse-consent questions: ________________________________________________ [ ] Complete agreements applications orders exclusive-possession protection restraining caveat service response expiry and court dates: ________________________________________________ [ ] Occupation keys codes belongings contents access repairs maintenance mail privacy cameras devices accounts and safe-entry protocol: ________________________________________________ [ ] Lender and secured-credit statements balances payment rate term renewal arrears fees penalty payout joint-borrower disclosure and complaint contacts: ________________________________________________ [ ] Mortgage tax insurance utilities condo HOA maintenance repair and protective-payment ledger with payer date source purpose and claimed treatment: ________________________________________________ [ ] Property condition rooms contents damage RPR compliance permits renovations suite tenancy condo insurance claims invoices warranties disclosure and neutral evidence: ________________________________________________ [ ] Lawyer-confirmed family-law valuation date and interest: ________________________________________________ [ ] Current Calgary low-central-high sale and refinance value: ________________________________________________ [ ] Appraisal comparable active-substitute assessment and assumption records: ________________________________________________ [ ] Current mortgage payout secured claims adjustments commission tax legal discharge RPR condo repairs moving storage contingency and low-base-high usable net: ________________________________________________ [ ] Buyout value formula debt contribution payment occupation credit repair cost tax timing and possession questions: ________________________________________________ [ ] Refinance income credit debts appraisal terms rate penalty cash title transfer lawyer funding and documented outgoing-borrower release: ________________________________________________ [ ] Written listing representation preparation repair access communication price-change offer acceptance condition amendment possession and signature authority: ________________________________________________ [ ] Safe showing protocol neutral communication occupants children pets belongings photography valuables medication keys alarms cancellations professionals and incident log: ________________________________________________ [ ] Offer comparison deposit financing appraisal conditions sale dependency inspection repair inclusion possession tenancy amendment and backup: ________________________________________________ [ ] Children school childcare care work transportation pet support affordability rental purchase qualification temporary housing deposits movers utilities keys and two-housing fallback: ________________________________________________ [ ] Ownership relationship separation occupancy other-home rental mixed-use Canadian-residency principal-residence transfer FHSA registered-plan change-of-use and sale-reporting tax questions: ________________________________________________ [ ] Accepted agreement condition disclosure lawyer title dower payout tax adjustment holdback disputed direction trust proceeds possession key and post-closing records: ________________________________________________ [ ] Mediation Family Resolution Hub court process legal relief and no-self-help boundaries: ________________________________________________ [ ] Safety-first pause temporary occupation funded protection buyout after lender approval controlled sale revised timing legal application and no-commitment fallbacks: ________________________________________________ [ ] Task owner source date due date status consequence and strict privacy boundary: ________________________________________________ CALGARY VERIFICATION CONTROL [ ] Property address, community, property type, and decision deadline are recorded. [ ] Budget, price or value range, monthly comfort, and cash reserve are separated. [ ] Current source dates and geography are written beside every market or rule-based claim. [ ] Relevant active alternatives and recent comparable transactions are identified. [ ] Financing, appraisal, insurance, legal, tax, inspection, condo, permit, or specialist questions have an assigned owner. [ ] Documents are saved in one folder with missing items and follow-up dates visible. [ ] The most expensive plausible downside has a cost range and funding plan. [ ] A credible backup property, community, timing, or transaction path is named. [ ] The walk-away or pause rule is written before urgency increases. [ ] The next review date and the evidence that would change the decision are recorded. EVIDENCE LOG Use one row per important fact. Record the source itself, not only who mentioned it. 1. Fact / assumption: ______________________________________ Source / document / professional: ________________________ Date and geography: ______________________________________ Status (known / assumed / missing): _______________________ Owner and follow-up date: _________________________________ 2. Fact / assumption: ______________________________________ Source / document / professional: ________________________ Date and geography: ______________________________________ Status (known / assumed / missing): _______________________ Owner and follow-up date: _________________________________ 3. Fact / assumption: ______________________________________ Source / document / professional: ________________________ Date and geography: ______________________________________ Status (known / assumed / missing): _______________________ Owner and follow-up date: _________________________________ RED / AMBER / GREEN DECISION BOARD GREEN - current, property-specific, understood evidence: ____________________________________________________________ AMBER - plausible but waiting on evidence or professional review: ____________________________________________________________ RED - material downside with no acceptable control or fallback: ____________________________________________________________ OPTIONS AND TRADEOFFS Preferred path: ____________________________________________ Best credible alternative: _________________________________ What the preferred path improves: __________________________ What it costs or makes harder: ______________________________ Worst plausible outcome and estimated cost: ________________ How that downside would be reduced or funded: ______________ NEXT-STEP BRIEF Current best decision: _____________________________________ Why the evidence supports it: _______________________________ Three unresolved questions: 1. _________________________________________________________ 2. _________________________________________________________ 3. _________________________________________________________ Next action: _______________________________________________ Owner: __________________________ Due: _____________________ Review trigger: ____________________________________________ Next review date: __________________________________________ PROPERTY-SPECIFIC HELP When requesting help, include the property or community, property type, budget or value range, timeline, documents available, condition deadline, and the exact decision. A useful response should produce a shortlist, risk list, valuation path, document-review path, or assigned next-step plan rather than a generic sales reply.