PRIVATE CALGARY REAL ESTATE FRAUD-SAFETY AND INCIDENT-RESPONSE BOARD CalgaryRealEstateTips.ca working worksheet Last reviewed: July 19, 2026 PURPOSE Do not record passwords one-time codes account numbers access codes or full identity documents here; immediate danger and 911 decision; prevention suspicious contact exposed information attempted payment completed payment account compromise unauthorized credit title or mortgage and recovery-solicitation stage; first discovery date and exact time; deposit rent wire payout proceeds fee gift card crypto or other money amount method payee account status and institution; identity document financial statement contract signature password one-time code banking remote-access device email phone and cloud exposure; trusted contacts saved before the event and independently sourced official phone numbers; buyer seller owner landlord tenant beneficial owner signer lawyer real estate mortgage property-management condo-management appraiser inspector contractor trustee payee and firm identity role licence authority and directory result; property address unit listing photos advertiser owner landlord authority showing access agreement deposit rent and move-in evidence; current Alberta title owner mortgage caveat lien tax-address and unexpected registry activity; credit reports inquiries accounts loans fraud alerts and disputes; mortgage income employment debt down payment gift occupancy rent value beneficial-buyer signature blank-form backdating and straw-buyer evidence; original and changed payee trustee account purpose amount method limit date and payment instructions; remote meeting platform identity AI voice video email caller-ID document version screen sharing remote access witnessing signing commissioning originals and callback evidence; property keys lockbox alarm smart home Wi-Fi cameras occupants tenants children pets valuables medicines identity documents mail devices showings open houses incidents and safe access; email headers forwarding rules domain phone device recovery account multi-factor and qualified cyber actions; original messages headers texts voice messages calls URLs listings documents receipts signatures device or access events witnesses timestamps losses and secure-copy locations; bank card payment service fraud channel stop recall freeze trace dispute case number instructions and next update; lawyer brokerage lender insurer live offer deposit condition closing possession tenancy access and deadline response; local police Canadian Anti-Fraud Centre RECA Alberta registry Special Investigations insurer and other report number date contact and instruction; credit bureau account title tax mail and address monitoring calendar; unsolicited recovery refund investigator hacker lawyer government bank account-unlock upfront-fee crypto gift-card remote-access or identity request; public communication privacy evidence and no-confrontation controls; action owner trusted contact time reference status next update transaction consequence housing fallback and escalation for every task. Use this worksheet to collect property-specific evidence and make the next decision visible. It is an educational planning aid, not legal, tax, lending, appraisal, engineering, inspection, insurance, condo-document, or other professional advice. DECISION CONTEXT Name(s): ________________________________________________ Property / community / search area: _______________________ Property type: ___________________________________________ Budget, price, or value range: _____________________________ Decision to make: _________________________________________ Deadline and reason: ______________________________________ Primary goal: _____________________________________________ What would make me pause or walk away? ____________________ TOPIC EVIDENCE [ ] Do not record passwords one-time codes account numbers access codes or full identity documents here: ________________________________________________ [ ] Immediate danger and 911 decision: ________________________________________________ [ ] Prevention suspicious contact exposed information attempted payment completed payment account compromise unauthorized credit title or mortgage and recovery-solicitation stage: ________________________________________________ [ ] First discovery date and exact time: ________________________________________________ [ ] Deposit rent wire payout proceeds fee gift card crypto or other money amount method payee account status and institution: ________________________________________________ [ ] Identity document financial statement contract signature password one-time code banking remote-access device email phone and cloud exposure: ________________________________________________ [ ] Trusted contacts saved before the event and independently sourced official phone numbers: ________________________________________________ [ ] Buyer seller owner landlord tenant beneficial owner signer lawyer real estate mortgage property-management condo-management appraiser inspector contractor trustee payee and firm identity role licence authority and directory result: ________________________________________________ [ ] Property address unit listing photos advertiser owner landlord authority showing access agreement deposit rent and move-in evidence: ________________________________________________ [ ] Current Alberta title owner mortgage caveat lien tax-address and unexpected registry activity: ________________________________________________ [ ] Credit reports inquiries accounts loans fraud alerts and disputes: ________________________________________________ [ ] Mortgage income employment debt down payment gift occupancy rent value beneficial-buyer signature blank-form backdating and straw-buyer evidence: ________________________________________________ [ ] Original and changed payee trustee account purpose amount method limit date and payment instructions: ________________________________________________ [ ] Remote meeting platform identity AI voice video email caller-ID document version screen sharing remote access witnessing signing commissioning originals and callback evidence: ________________________________________________ [ ] Property keys lockbox alarm smart home Wi-Fi cameras occupants tenants children pets valuables medicines identity documents mail devices showings open houses incidents and safe access: ________________________________________________ [ ] Email headers forwarding rules domain phone device recovery account multi-factor and qualified cyber actions: ________________________________________________ [ ] Original messages headers texts voice messages calls URLs listings documents receipts signatures device or access events witnesses timestamps losses and secure-copy locations: ________________________________________________ [ ] Bank card payment service fraud channel stop recall freeze trace dispute case number instructions and next update: ________________________________________________ [ ] Lawyer brokerage lender insurer live offer deposit condition closing possession tenancy access and deadline response: ________________________________________________ [ ] Local police Canadian Anti-Fraud Centre RECA Alberta registry Special Investigations insurer and other report number date contact and instruction: ________________________________________________ [ ] Credit bureau account title tax mail and address monitoring calendar: ________________________________________________ [ ] Unsolicited recovery refund investigator hacker lawyer government bank account-unlock upfront-fee crypto gift-card remote-access or identity request: ________________________________________________ [ ] Public communication privacy evidence and no-confrontation controls: ________________________________________________ [ ] Action owner trusted contact time reference status next update transaction consequence housing fallback and escalation for every task: ________________________________________________ CALGARY VERIFICATION CONTROL [ ] Property address, community, property type, and decision deadline are recorded. [ ] Budget, price or value range, monthly comfort, and cash reserve are separated. [ ] Current source dates and geography are written beside every market or rule-based claim. [ ] Relevant active alternatives and recent comparable transactions are identified. [ ] Financing, appraisal, insurance, legal, tax, inspection, condo, permit, or specialist questions have an assigned owner. [ ] Documents are saved in one folder with missing items and follow-up dates visible. [ ] The most expensive plausible downside has a cost range and funding plan. [ ] A credible backup property, community, timing, or transaction path is named. [ ] The walk-away or pause rule is written before urgency increases. [ ] The next review date and the evidence that would change the decision are recorded. EVIDENCE LOG Use one row per important fact. Record the source itself, not only who mentioned it. 1. Fact / assumption: ______________________________________ Source / document / professional: ________________________ Date and geography: ______________________________________ Status (known / assumed / missing): _______________________ Owner and follow-up date: _________________________________ 2. Fact / assumption: ______________________________________ Source / document / professional: ________________________ Date and geography: ______________________________________ Status (known / assumed / missing): _______________________ Owner and follow-up date: _________________________________ 3. Fact / assumption: ______________________________________ Source / document / professional: ________________________ Date and geography: ______________________________________ Status (known / assumed / missing): _______________________ Owner and follow-up date: _________________________________ RED / AMBER / GREEN DECISION BOARD GREEN - current, property-specific, understood evidence: ____________________________________________________________ AMBER - plausible but waiting on evidence or professional review: ____________________________________________________________ RED - material downside with no acceptable control or fallback: ____________________________________________________________ OPTIONS AND TRADEOFFS Preferred path: ____________________________________________ Best credible alternative: _________________________________ What the preferred path improves: __________________________ What it costs or makes harder: ______________________________ Worst plausible outcome and estimated cost: ________________ How that downside would be reduced or funded: ______________ NEXT-STEP BRIEF Current best decision: _____________________________________ Why the evidence supports it: _______________________________ Three unresolved questions: 1. _________________________________________________________ 2. _________________________________________________________ 3. _________________________________________________________ Next action: _______________________________________________ Owner: __________________________ Due: _____________________ Review trigger: ____________________________________________ Next review date: __________________________________________ PROPERTY-SPECIFIC HELP When requesting help, include the property or community, property type, budget or value range, timeline, documents available, condition deadline, and the exact decision. A useful response should produce a shortlist, risk list, valuation path, document-review path, or assigned next-step plan rather than a generic sales reply.