CALGARY BUYER CONDITION-REMOVAL DECISION WORKSHEET Reviewed: 2026-07-19 Use this worksheet after an accepted offer to separate confirmed facts from assumptions before changing or removing conditions. It is general education, not legal, mortgage, appraisal, insurance, inspection, tax, condo-document, engineering, environmental, or other professional advice. The signed contract and qualified property-specific advice control. DECISION CONTEXT Property/listing: ______________________________________________ Purchase price and property type: ______________________________ Accepted date: ______________ Possession: _____________________ Deposit due/received: __________________________________________ Conditions and exact deadlines: ________________________________ Current housing or move deadline: ______________________________ Written walk-away threshold: __________________________________ [ ] I have the complete signed contract, schedules, and amendments. [ ] Deposit delivery and receipt are confirmed in writing. [ ] Every condition and notice deadline is recorded with one owner. [ ] I know which unresolved fact would change the decision. TOPIC EVIDENCE FINANCING, APPRAISAL, AND INSURANCE [ ] Borrower documents have received the level of lender review I am relying on. [ ] The exact property, purchase contract, and intended use have been reviewed. [ ] Lender and mortgage-insurer conditions are listed and assigned. [ ] Appraisal status, timing, and value-gap cash limit are known. [ ] Down payment, deposit, legal costs, adjustments, moving, and reserve cash reconcile. [ ] Property-specific insurance eligibility and effective date are confirmed. [ ] Material insurance exclusions, deductibles, premiums, and repair requirements are known. INSPECTION, SPECIALISTS, AND REPAIRS [ ] The inspection scope matched the home's age, systems, renovations, and use. [ ] Safety, active damage, insurance, financing, and immediate-cost findings are separated. [ ] Specialist review is complete for every finding beyond the inspector's scope. [ ] Material repairs have evidence-based estimates or a conservative reserve. [ ] Roof and hail, drainage and moisture, sewer, plumbing, electrical, radon, and mechanical questions are addressed where relevant. [ ] I can carry the immediate and near-term work after closing without using emergency cash unintentionally. TITLE, RPR, PERMITS, USE, AND DOCUMENTS [ ] Title registrations, easements, restrictions, and lawyer questions are identified. [ ] RPR and compliance context is understood where relevant. [ ] Additions, decks, garages, basement development, suites, and material renovations have permit or record follow-up. [ ] My intended occupancy, rental, renovation, suite, parking, pet, or future-use plan has been checked. [ ] Condo documents or tenancy records are complete and materially reviewed where applicable. [ ] Disclosures, invoices, warranties, plans, repair records, and written answers are in the file. [ ] Inclusions, exclusions, repairs, credits, access, and amendments are properly recorded in writing. CALGARY VERIFICATION CONTROL Property era and Calgary technical lens: ________________________ Roof/hail/insurance evidence: __________________________________ Grading, moisture, flood, sewer, or drainage evidence: _________ Plumbing, electrical, radon, and mechanical evidence: __________ Suite, infill, permit, RPR, or title evidence: _________________ Condo, tenancy, HOA, parking, or storage evidence: _____________ Appraisal and current comparable context: ______________________ [ ] I used current official or qualified sources for source-sensitive facts. [ ] I did not treat assessment, list price, or a citywide benchmark as property value. [ ] I separated seller representations from independently confirmed evidence. [ ] I recorded which question belongs to the lawyer, lender, insurer, appraiser, inspector, municipality, condo professional, surveyor, contractor, or specialist. EVIDENCE LOG ITEM | SOURCE/DATE | CONFIRMED OR ASSUMED | OWNER | DELIVERY TIME | DECISION AFFECTED ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ ____ | ___________ | ____________________ | _____ | _____________ | _________________ RED / AMBER / GREEN DECISION BOARD GREEN - more controlled proceed review [ ] Financing and property approval have no material unknown item. [ ] Appraisal and insurance are complete or the remaining exposure is consciously funded. [ ] Inspection, specialist, repair, title, permit, and document findings are understood. [ ] Cash to close and post-closing reserve remain adequate. [ ] Contract, conditions, amendments, and notice timing are clear. AMBER - finish evidence, request time, or seek amendment [ ] One or more material answers have a named owner and realistic delivery time. [ ] A short extension would resolve a defined lender, appraisal, insurance, specialist, document, or legal question. [ ] A repair, price, credit, holdback, inclusion, or other amendment request has evidence and a fallback. [ ] I know what I will do if the seller declines the extension or amendment. RED - pause and obtain qualified advice [ ] Deposit, contract status, condition wording, or notice process is disputed or unclear. [ ] Financing, appraisal, or insurance can still prevent a safe close. [ ] Material safety, damage, repair, use, title, permit, condo, tenancy, or document risk is unresolved. [ ] The cash gap or repair exposure exceeds the written threshold. [ ] Deadline pressure or attachment to the home is replacing evidence. PROCEED / EXTEND / RENEGOTIATE / PAUSE BOARD Proceed items and proof: _______________________________________ Evidence or extension items: __________________________________ Requested written amendments and evidence: ____________________ Pause or walk-away gates: ______________________________________ Qualified advice still required: _______________________________ Notice owner and delivery method: ______________________________ [ ] Every unresolved material item has one of the four statuses. [ ] The requested extension has a precise purpose and minimum useful duration. [ ] Informal repair or credit promises are not being treated as completed amendments. [ ] I have preserved the contract, reports, receipts, notices, and communication record. NEXT-STEP BRIEF Current decision band: more controlled / resolve gaps / pause Three material stop gates: _____________________________________ Evidence expected before deadline: _____________________________ Cash effect of unresolved items: _______________________________ Fallback property or housing option: ___________________________ Written decision threshold: ___________________________________ Professional/source checks required: __________________________ Final deadline and notice plan: ________________________________ Closing handoff owner if proceeding: ___________________________ Decision: proceed / request extension / seek amendment / pause Reason in one sentence: ________________________________________